Overview

   Key Developments

   Performance

   Market Commentary

   Current Holdings

   Sold Properties

   Fund Facts



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Summary

Credo European Properties Limited (Fund “ll”) was established to provide investors with an opportunity to invest in a diverse portfolio of commercial properties in the United Kingdom and Europe.  Fund ll has targeted an IRR of 12% p.a.  Fund ll closed on 31 March 2006, having raised equity of £34 million.
 
This report covers the two and a half years to October 2008.
 
The fund is 97% invested and the remaining equity is committed.
Since inception:
• gross assets of approximately £130m have been acquired in 18 separate transactions;
• 6 investments have been sold resulting in a return of capital of approximately £9.2m;
• the remaining equity of  £1.06m (3% of the initial capital raised)  has been committed to existing developments;
• £14.4m (42.3% of the initial capital raised) has been returned to investors over the two and a half years since inception
• the remaining net asset value of the properties held by the fund is £23.97m 

The NAV per share is £75.42

As at 31 October 2008, Fund II has generated a total return on investment of 17% (This return is based on the realised value to date as well as a revaluation of the remaining assets.)
Equity invested
 
Equity of £32.94m has been invested to date as set out below:

Current
• 85 Volkswagen showrooms (UK)  £0.63m
• 15 Hilton Hotels (UK)  £5.96m
• 13 Burger King outlets (Germany)  £1.64m
• An office investment in St Austell, Cornwall (UK)  £0.42m
• 19 ATU auto parts and service centres (Germany)  £0.31m
• 9 ATU auto parts and service centres (Austria)  £0.09m
• portfolio of 4 GWB shopping centres and a clinic/medical facility (Germany)  £1.16m
• Wohncenter (Switzerland)  £4.29m
• 3.26% stake in an AIM-listed group, CareCapital Group Plc  £0.78m
• 50% stake in Surrey development  £1.8m invested plus a further commitment of £2m
• 88% stake in a call centre in Warrington let to Car Phone Warehouse £3.84m
• A retail outlet let to Rewe (Germany) £2.8m
Sold
• 5 Ashbourne Nursing Homes (UK)  £4.57m
• 15 Netto supermarkets (Germany)  £0.58m
• 6 GWB shopping centres (Germany)  £1.02m
• 24.9% stake in a retail portfolio of 29 properties (Germany) consisting of:  £3.03m
• Toom Portfolio - 1 do-it yourself hardware supermarket and 
• Peugeot Portfolio - 4 Peugeot car showrooms.
• Marilyn / Netto Portfolio - 24 discount supermarkets
 
 
Recent Transactions
 
In July 2008 Fund II invested £2.75m in Redfields Sarl which owns 3 retail units in Germany. The portfolio was acquired at a gross yield of 8.35% and has a weighted average lease term of 5.6 years.  There are a number of opportunities to add value and increase cash flow that are currently being pursued and include lease regearing and development/extension of existing units. The portfolio was acquired with 100% equity – and finance will be sought at an appropriate time.