SIPPs

The Credo Self-Invested Personal Pension ("SIPP") allows you to save for your retirement in a tax-efficient manner and is designed to give you control over the investment decisions of your retirement fund.

Freedom
The Credo SIPP combines saving for your retirement with freedom of investment choice.

Tax Efficiency
Contributions to your Credo SIPP are eligible for full tax relief at your highest marginal rate and your fund will be exempt from capital gains and income tax*. In addition, you have flexibility in respect of the amount and timing of your contributions**.

Investment Advice
Your Credo SIPP will be actively managed by an experienced investment team who will structure an investment portfolio best suited to your needs and goals.

The Credo SIPP is simple to set up and easy to manage.

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* UK tax deducted at source can be reclaimed, with the exception of tax on dividends from UK equities.
** After April 2006, your contributions will be subject to a maximum of £215,000 per annum.