Bespoke Portfolio

In addition to our model portfolios, Credo offers clients a Bespoke Portfolio service. This service takes into account the client's investment objectives, attitude and capacity for risk, expected returns, and investment restrictions.

We will construct a bespoke and well suited portfolio consisting of a combination of asset classes including equities, fixed income, alternative investments and property. Where appropriate we may include private equity investments. The construction of that portfolio may differ depending on the investment philosophy and methodology of your relationship manager or portfolio manager, as the case may be, (the Manager) with some Managers adopting Credo’s in-house investment philosophy and methodology, while others may apply a differentiated investment philosophy and methodology. All Credo portfolios are nevertheless subject to the same regulatory rules and controls.

Investment Philosophy

  • We believe that wealth is best created and preserved through patient & disciplined investing focused on the long term
  • We follow a value-based approach to investing
  • We seek to invest in high quality companies that are attractively priced relative to their future business prospects
  • We believe that the market’s short-term focus creates opportunities for those willing to concentrate on underlying business performance
  • We view risk as permanent losses of capital and not in terms of short-term volatility

Creating and preserving wealth for future generations is a different journey for each client. At the outset of your journey with us, you will be introduced to your personal Relationship Manager who will be your primary contact. Your Relationship Manager will guide you through Credo's investment process, including understanding your investment objectives, risk profile and financial needs.