Financial Fitness

How financially fit are you?

You work hard for your income, but how hard is your money working for you? Answer the below questions to discover how financially fit you really are and find out where you might need to strengthen your plan. At the end, you’ll see your score and have the option to contact us to discuss your results.

1. Spending Awareness
I know exactly where my money goes each month, and what’s left to save or invest.
2. Savings Routine
I save or invest a set percentage of my income consistently every month.
3. Goal Clarity
I have clearly defined short, medium, and long-term financial goals.
4. Investment Confidence
I understand where my investments are held, how they’re performing, and the level of risk I’m taking.
5. Tax Efficiency
I make use of tax-efficient options like pensions, ISAs, or salary sacrifice schemes.
6. Protection Planning
I have appropriate cover in place (income protection, life insurance, critical illness, etc) to protect my lifestyle.
7. Cash & Debt Management
I maintain an emergency fund and manage debt efficiently (e.g. credit cards, loans, or mortgages).
8. Review & Progress
I review my finances at least annually to check progress and adjust where needed.

Your Score Explained

36-40 Financially Fit: You’re in great shape! Keep refining and optimising your strategy
26-35 Moderately Fit: You’re doing a lot right, but a few tweaks could improve efficiency and results.
16-25 Needs Training: Some foundations are in place, but there are key areas to strengthen
Below 16 At Risk of Financial Burnout: You may benefit from a tailored financial plan and structure

If you’d like to explore your score in more detail or stress-test your financial fitness, please contact us via the below button.

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