Retirement Readiness

How ready are you for retirement?

Answer the below questions to see how prepared you really are. At the end, you’ll find out your score and have the option to contact us to discuss your results.

1. Financial Clarity
I know exactly how much I’ll need each year in retirement to maintain my desired lifestyle.
2. Income Confidence
I understand where my retirement income will come from (pensions, savings, property, etc) and how sustainable it is.
3. Tax Efficiency
I have a clear plan to draw my income in a tax-efficient way, making the most of allowances and reliefs.
4. Investment Strategy
My investment approach is aligned with my retirement goals and risk tolerance.
5. Inflation & Longevity
I’ve considered the impact of inflation and longer life expectancy on my future income.
6. Contingency Planning
I’ve thought about “what if” scenarios such as care costs, market downturns, or major life changes.
7. Legacy & Family
I have a clear plan for passing on wealth or supporting family, in a way that’s tax-efficient and aligned with my wishes.
8. Lifestyle Readiness
I’ve thought about how I’ll spend my time in retirement and what will give me purpose and fulfilment.
9. Professional Support
I have trusted advice and regular reviews in place to make sure my plan stays on track.

Your Score Explained

40-45 You’re well-prepared, you likely have a clear and robust plan
26-39 You’re on the right path, but there’s room for refinement
15-25 You’ve made a start, but there are some important gaps to address
Below 15 You may benefit from a detailed retirement planning review

If you’d like to explore your score in more detail or stress-test your retirement plan, please contact us via the below button.

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