View from the Thames

  Deon Gouws   February 2026   Financial Mail


View from the Thames

There’s lots of talk about a bubble in Artificial Intelligence stocks.

In his latest Financial Mail column, Credo’s Chief Investment Officer, Deon Gouws, considers a few contrasting pieces on this topic from leading players in the world of investing.

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@DeonGouws_Credo

Fiery markets? Why planning beats predictions

  Simon Weatherup   February 2026   Accountingweb


Fiery markets? Why planning beats predictions

CredoNews #

Is the Year of the Fire Horse a sign of market volatility? Looking back to 1966 suggests it might have been. But the real lesson isn’t about predictions, it’s about preparation.

Simon Weatherup, Wealth Manager at Credo, explores what history tells us, why diversified portfolios matter, and how an investment “MOT” can keep clients aligned with their risk, objectives and long-term plans.

1. Short-term market moves are inevitable

2. Long-term outcomes are driven by structure and discipline

3. Planning should be built to withstand any year – fiery or not

A light-hearted theme with a serious message: confidence comes from a robust financial plan, not a forecast.

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Should we rename the stocks and shares ISA?

  Billy Pain   February 2026   Accountingweb


Should we rename the stocks and shares ISA?

CredoNews #

In our latest contribution to AccountingWEB, Credo’s Billy Pain explores how the long standing naming of the Stocks and Shares ISA may be unintentionally discouraging UK savers from taking advantage of a broader range of investment options.

Despite being one of the most powerful tax efficient wrappers available, many savers still default to Cash ISAs often because “stocks and shares” suggests equity only, higher risk investing.

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Equities - Janury in review

  Thomas Keogh   February 2026


Equities - Janury in review

January began with heightened volatility across global markets, as investors navigated geopolitical shocks, including Venezuela’s sudden political upheaval and rising tensions between the US and Europe over Greenland, yet equities ultimately outperformed, supported by resilient economic...

Click below for the latest factsheets.

Best Ideas Portfolio Dividend Growth Portfolio
What is an Offshore Bond and when to consider them?

  Ross D’Addio   February 2026   Accountingweb


What is an Offshore Bond and when to consider them?

CredoNews #

Ross D’Addio explores the role of offshore bonds as a tax-efficient investment wrapper, highlighting how they can provide flexibility for UK clients in managing tax liabilities, retirement planning, and estate strategies. Rather than being an investment themselves, offshore bonds act as a vehicle to hold assets such as funds or discretionary portfolios, with the key advantage of deferring tax until withdrawals or encashment.

Ross D’Addio outlines scenarios where offshore bonds may be suitable, such as for higher-rate taxpayers, those maximizing ISA and pension allowances, or families considering wealth transfer and cautions that they may be less appropriate for clients needing short-term access or with unused tax-efficient allowances. His article underscores the importance of professional guidance when considering offshore bonds as part of a diversified financial plan.

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How the Three-Bucket framework secures your succession journey

  Billy Pain   February 2026   Business Report


How the Three-Bucket framework secures your succession journey

Following a recent feature in AccountingWeb, Billy Pain’s latest piece exploring how the three-bucket framework can help secure a clear and effective succession journey has also been published by Business Report.

The article highlights the importance of structured financial planning when balancing income needs, capital preservation and long-term legacy objectives.

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Three-Bucket Framework for business owners navigating succession

  Billy Pain   February 2026   Accountingweb


Three-Bucket Framework for business owners navigating succession

CredoNews #

Succession planning is rarely just a technical exercise. For many business owners, it is deeply personal and often overwhelming. One way to bring structure and clarity to this complexity is the Three-Bucket Framework, drawing on principles popularised in The Aspirational Investor by Ashvin B. Chhabra.

The framework encourages business owners to think about their wealth across three distinct buckets:

1. The Bulletproof Bucket

2. The Compound & Grow Bucket

3. The Aspirational Bucket

When these buckets are intentionally balanced, business owners can protect what matters most, grow capital sustainably, and still pursue future ambitions with confidence.

Billy Pain explores how this framework can support better succession planning conversations in our latest AccountingWEB article.

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December in review

  Thomas Keogh   January 2026


December in review

December failed to deliver on the “Santa Claus Rally” many investors anticipated, but global markets still ended the year on a positive note supported by easing inflationary pressures, solid corporate earnings, and expectations that major central banks will continue lowering interest rates in...

Click below for the latest factsheets.

Best Ideas Portfolio Dividend Growth Portfolio
Multi-Asset Portfolio Core 20/80 Multi-Asset Portfolio Core 45/55 Multi-Asset Portfolio Core 60/40 Multi-Asset Portfolio Core 70/30
Multi-Asset Portfolio ESG 20/80 Multi-Asset Portfolio ESG 45/55 Multi-Asset Portfolio ESG 60/40 Multi-Asset Portfolio ESG 70/30
Deon Gouws featured on Bruce Whitfield’s Business Week podcast

  Deon Gouws   January 2026   News24


Deon Gouws featured on Bruce Whitfield’s Business Week podcast

Last week, Deon Gouws, Chief Investment Officer at Credo, was once again interviewed by Bruce Whitfield on his weekly News24 podcast (from 26:37).

@DeonGouws_Credo

View from the Thames

  Deon Gouws   January 2026   Financial Mail


View from the Thames

How tumultuous were financial markets actually over the course of 2025?

In his first Financial Mail column for this year, Credo’s Chief Investment Officer, Deon Gouws, reflects on this question, from the perspective of his 30 years of experience within the investment management industry.

You may need to subscribe to read this article.

Read the (paywalled) article Read the PDF

@DeonGouws_Credo

Credo Featured in AccountingWEB

  Billy Pain   January 2026   Accountingweb


Credo Featured in AccountingWEB

Jake Smith examines how strategic partnerships support practice growth. Stephen Kenny from PKF Littlejohn explains how the firm is increasing revenues and improving client satisfaction through an innovative wealth management partnership.

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