Conservative Yield Portfolio
Overview
The objective of the portfolio is to outperform bank rates over the time horizon and reduce the volatility of a broader investment portfolio.
Although this portfolio will exhibit some volatility depending on the market conditions and interest rate environment this is higher risk than cash in the bank and is most appropriate for a Credo risk rating of Moderate.
Factsheet Fixed Income BrochureHigh quality bonds
Invests in a diversified portfolio of high quality corporates and government bonds
Optimum timeframe
Relatively short timeframe until the bonds’ respective maturities with an average timeframe of 2-3 years
Externally rated
The bonds at the time of investment will have an investment grade credit rating by an external rating agency
Senior ranking
A significant majority of the portfolio will consist of a senior ranking
Lower risk
The portfolio aims to take on lower risk in terms of credit and sensitivity to interest rates
Adequate volatility
As a result, one expects a relatively low level of volatility